What is Administrative Wage Garnishment (AWG)? Administrative wage garnishment (A.W.G) is the process by which a Federal agency (Dept. of Education) or a third-party given authority by a Federal agency (the collection agencies) may, without first obtaining a court order, order an employer to withhold amounts from the debtor’s wages to satisfy a delinquent debt.  [...]

There are two major factors used to determine whether or not your creditors can have their debts repaid by garnishing your wages.Firstly, you have to know the laws and regulation of your state since every state has somewhat different laws. Secondly, it depends on whether your creditors have taken the matter to court.Each state has [...]

Unsecured creditors can only garnish your wages if they have been able get a judgment against you in court. That means they will have had to have sued you over your debt and won. Many unscrupulous collection agencies will try to threaten people with wage garnishment, as if that can happen right away when in [...]

While there are some types of loans you have a good chance of walking away from, student loans are not that type of loan. Here is what you need to know about defaulted student loans.ConsequencesIf you have ever fallen behind on a student loan, you probably know that your phone will ring off the hook. [...]

There are a large number of Americans who are deeply stuck in the credit card debts. Credit cards are useful for many applications but people have to realize that it has some very severe disadvantages. When the creditor’s accounts are defaulting they have the full authority to sign a lawsuit against you. If the creditors [...]